Work Site Disability Insurance

Your employees depend on their income to pay for housing, food, clothing, their children’s education – all the necessities of life. For most employees, a disability means not only difficulty meeting these financial obligations but also increased out-of-pocket medical costs. Colonial Life offers a variety of affordable employee-paid disability income options to meet your company’s and your employees’ needs.

Every employer knows that employee absences cost money. An absence management strategy can substantially reduce those costs, and an important component of effective absence management is the income protection you offer your valued employees. As a concerned employer, you want to offer the protection your employees need without hurting your bottom line. With Colonial Life’s personal disability insurance options, you can manage employee absence while offering the security they need in the event of a disability.

For your employees who purchase an accident insurance policy, disability income riders are available for accident or accident/sickness disability at an additional cost. Benefits are similar to our individual short-term disability policy but with lower benefit amounts, duration periods and premiums.

Work Site Disability Insurance Providers:

Allstate

Brochure Name
Brochure Description
  • EE Brochure
    AllState Employee Short Term Disability Brochure

Assurity

Brochure Name
Brochure Description
  • Assurity Disability Income Brochure
    Helps replace lost income if you become sick or disabled and can’t work. If you have an on- or off-the-job disabling injury or sickness, Assurity at Work’s short-term Disability Income+ insurance can help you pay your bills until you get back to work.
  • Assurity Disability Income Overview
    Disability income protection that can keep your employees fi nancially secure until they’re back on their feet…The choice is yours. You may offer your employees either one of Assurity at Work’s short-term Disability Income+ insurance policies - the accident-only policy (W D215) or the accident/sickness policy (W D210). Both are designed for off-the-job only protection, but by adding an on-the-job rider to either base policy, your employees can have 24-hour coverage.

Boston Mutual

Brochure Name
Brochure Description

Colonial

Brochure Name
Brochure Description
  • 1000 Brochure
    Colonial Life Disability 1000 Brochure

Guardian

Brochure Name
Brochure Description
  • Disability
    Disability Income Insurance from Guardian Brochure

Humana

Brochure Name
Brochure Description
  • Income Advantage
    Humana Income Advantage Brochure
  • Income Advantage Plan Summary
    Humana Disability Income Advantage Plan Summary
  • Income Protector Plan Summary
    Humana Disability Protector Plan Summary

Illinois Mutual

Brochure Name
Brochure Description
  • Short Term Disability
    Illinois Mutual Short Term Disability Insurance Brochure

Lincoln

Brochure Name
Brochure Description

Sunlife

Brochure Name
Brochure Description
  • Income Insurance
    SunLife Disability Income Insurance Brochure

Transamerica

Brochure Name
Brochure Description
  • Disability Plus with Limited Pre-X
    Transamerica Disability Plus w/ Limited Pre-Existing Conditions Brochure
  • Disability Plus
    Transamerica Disability Plus Brochure

Unum

Brochure Name
Brochure Description
  • Individual STD ISTD EE Brochure
    UNUM Short Term Disability Income Insurance Brochure